Is Your Firm Insured for Data Loss - Data Theft? What are the issues?

Have you ever thought about what would happen if you lost the data in your law firm, or if it was even stolen - cybertheft?  Are you insured? 

Here is a good article on insuring your data:  Is Your Organization Insured Against Data Loss? 

One of the issues this article discusses is whether or not traditional insurance coverage is sufficient.  Also, find out what the courts say about data loss.  Is data loss considered property loss by the courts?  Where do you stand if you are "cloud computing" and your data is housed by a vendor?  Is the vendor's policy covering your data?  Where will you get your guidance in determining what kind of policy for data loss you should have? 

Good and informative article.